Education is the key to prosperity. People with college degrees earn more annually than people without a degree. The higher the educational level will reflect on the standard of living a person can expect. Young men and young ladies please stay in school an get your education it is so important. Having an education can mean the difference between being a homeowner and being homeless.
We've all heard about people that never finished high school that became millionaires. These cases are so very, very few and far between that it is almost like a fluke of nature because as we all know the very vast majority of million and billionaires are educated people. Minimum wage is horrible to live on. It takes three minimum wage jobs for one person to be able to afford an apartment, food and transportation. Any luxuries are charged to a credit card that's if you can get a credit card that charges awful interest rates.
Having and education gives you that edge in getting ahead in being able to afford decent and often times luxurious housing, travel (at home and to foreign lands), good and dependable and luxurious transportation, nice designer label clothing, nutritious and healthy foods, a savings account and independence; real honest to God Independence.
Young men and young women please stay in school as you are America's future. We need smart people running our country and please when you are taking those finals -please study. Don't cheat. We have enough cheating in our society as it is. You are not in it for the grade. You are in it for the Education. So young men and young women please stay in school and get a good education. You'll be glad you did. Until next time. God Bless!
Monday, September 22, 2008
Saturday, September 20, 2008
Illegal Immigrants
Dear fellow bloggers, thank you for your patience awaiting a new article. My Goal is to have at least 4 articles a week and I have fallen sorely behind. My apologies to one and all. Illegal immigrants is my topic today. Listed are my reasons I believe immigrants should be allowed to stay in the United States as legal immigrants until citizenship can be granted.
1. Once an immigrant is registered with N.I.S. (National Immigration Service) the government knows where this person is in our country and they can monitor their movements like they monitor the movements of all citizens.
2. Immigrants usually keep gainful employment but are paid under-the-table and no taxes are collected. Whereas, if they were allowed to work legally their income would be taxed and that revenue added to our state and federal budgets. At a time like this when our government is bailing out financial institutions that is going to cost every taxpayer billions of dollars; we need all the revenue we can get.
3. Immigrants spend money on everything from cars to toothpaste and this helps sustain our economy.
President Bush sent out stimulus checks to taxpayers to boost the economy. Immigrants spend lots of money that boosts our economy. Given the chance they would even buy houses and right now we have a housing surplus. There are so many more reasons to legalize illegal immigrants.
Please send in your comments. These comments will be forwarded to the powers that be and since this is an election year hopefully we can get some positive action taken.
Thank you so much and please send in those comments. God Bless!
1. Once an immigrant is registered with N.I.S. (National Immigration Service) the government knows where this person is in our country and they can monitor their movements like they monitor the movements of all citizens.
2. Immigrants usually keep gainful employment but are paid under-the-table and no taxes are collected. Whereas, if they were allowed to work legally their income would be taxed and that revenue added to our state and federal budgets. At a time like this when our government is bailing out financial institutions that is going to cost every taxpayer billions of dollars; we need all the revenue we can get.
3. Immigrants spend money on everything from cars to toothpaste and this helps sustain our economy.
President Bush sent out stimulus checks to taxpayers to boost the economy. Immigrants spend lots of money that boosts our economy. Given the chance they would even buy houses and right now we have a housing surplus. There are so many more reasons to legalize illegal immigrants.
Please send in your comments. These comments will be forwarded to the powers that be and since this is an election year hopefully we can get some positive action taken.
Thank you so much and please send in those comments. God Bless!
Wednesday, September 10, 2008
Let's Give a Hand-Up instead of a Hand-Out
More and more everywhere I see my fellow Americans asking for a hand-out "Hey Miss do you have some change?" For a long time I felt, but by the Grace of God this could be me and I would give to whomever was asking for this hand-out. Then I began to be really annoyed by this because it was happening a lot. Someone even approached my son, while he was working his way through college for a hand-out and when he tried to give this person a hamburger he just bought at McDonald's, he was told: "I don't want your ________ hamburger I want some change." This really annoyed me because my son was working at night as a security guard and going to school during the day this person was asking for a hand-out and being picky.
People should work for their money and not beg for it. We throw away a lot of cans and plastic containers. For every can and most plastic containers there is a CRV charge. If you take the container to a recycling center they will refund you the CRV charge you paid in the store. In California the CRV charge is by the pound rather than the item - 5 cents an item or more depending - rather than 69 cents a pound. At any rate picking up cans, bottles and plastic off the street and parks and beaches is better than asking for a hand-out. Personally when someone asks me for spare change any more I tell them I will give them a a job. I drive a car and I keep windex and towels in my car. I would pay someone when I come out of a store if they are asking for a hand-out to wash my windows on my car or give my car a once-over to get bird droppings and dust off my car. Needless to say most of these people have refused my offer of a job.
Please everyone Help our Nation to return to the God Fearing, hard working people we used to be. Giving hand-outs hurt our nation. Giving hand-ups makes our nation strong.
People should work for their money and not beg for it. We throw away a lot of cans and plastic containers. For every can and most plastic containers there is a CRV charge. If you take the container to a recycling center they will refund you the CRV charge you paid in the store. In California the CRV charge is by the pound rather than the item - 5 cents an item or more depending - rather than 69 cents a pound. At any rate picking up cans, bottles and plastic off the street and parks and beaches is better than asking for a hand-out. Personally when someone asks me for spare change any more I tell them I will give them a a job. I drive a car and I keep windex and towels in my car. I would pay someone when I come out of a store if they are asking for a hand-out to wash my windows on my car or give my car a once-over to get bird droppings and dust off my car. Needless to say most of these people have refused my offer of a job.
Please everyone Help our Nation to return to the God Fearing, hard working people we used to be. Giving hand-outs hurt our nation. Giving hand-ups makes our nation strong.
Monday, September 8, 2008
Proverbs
To Learn you must want to be taught.
A worthy wife is her husband's joy and crown.
A good man's mind is filled with honest thoughts.
Everyone admires a man with Good Sense.
Good men long to help each other.
Telling the Truth gives a man great satisfaction.
A wise man listens to others.
The words of the wise soothe and heal.
Happy is the man with a level-headed son.
The wise man is glad to be instructed.
There is living truth in what a good many says.
Men with common sense are admired as counselors.
A wise man holds his tongue.
Anyone willing to be corrected is on the pathway to life.
When a good man speaks, he is worth listening to.
Reverence for God adds hours to each day.
A Good Man is guided by his honesty.
A wise youth accepts his father's rebuke.
The wise man looks ahead.
A soft answer turns away wrath.
Wisdom is enshrined in the hearts of men with common sense.
Work brings profit.
Love forgets mistakes.
It is better to have self control than to control an army.
When a man is trying to please God, God makes even his worst enemies to be at peace with him.
Hunger is good - if it makes you work to satisfy it.
The intelligent man is always open to new ideas.
A cheerful heart does good like medicine.
Don't tell your secrets to a gossip unless you want them broadcasted to the world.
If you love sleep, you will end in poverty. Stay awake, work hard, and there will be plenty to eat!
Stop listening to teachings that contradicts what you know is right.
Unless you have extra cash on hand, don't countersign a note.
Don't fail to correct your children - discipline won't hurt them!
Hard work means prosperity.
Teach a wise man and he will be wiser. Teach a good man, and he will learn more. For the reverence and fear of God are basic to all wisdom. Knowing God results in every other kind of understanding.
These are the Proverbs of King Solomon.
A worthy wife is her husband's joy and crown.
A good man's mind is filled with honest thoughts.
Everyone admires a man with Good Sense.
Good men long to help each other.
Telling the Truth gives a man great satisfaction.
A wise man listens to others.
The words of the wise soothe and heal.
Happy is the man with a level-headed son.
The wise man is glad to be instructed.
There is living truth in what a good many says.
Men with common sense are admired as counselors.
A wise man holds his tongue.
Anyone willing to be corrected is on the pathway to life.
When a good man speaks, he is worth listening to.
Reverence for God adds hours to each day.
A Good Man is guided by his honesty.
A wise youth accepts his father's rebuke.
The wise man looks ahead.
A soft answer turns away wrath.
Wisdom is enshrined in the hearts of men with common sense.
Work brings profit.
Love forgets mistakes.
It is better to have self control than to control an army.
When a man is trying to please God, God makes even his worst enemies to be at peace with him.
Hunger is good - if it makes you work to satisfy it.
The intelligent man is always open to new ideas.
A cheerful heart does good like medicine.
Don't tell your secrets to a gossip unless you want them broadcasted to the world.
If you love sleep, you will end in poverty. Stay awake, work hard, and there will be plenty to eat!
Stop listening to teachings that contradicts what you know is right.
Unless you have extra cash on hand, don't countersign a note.
Don't fail to correct your children - discipline won't hurt them!
Hard work means prosperity.
Teach a wise man and he will be wiser. Teach a good man, and he will learn more. For the reverence and fear of God are basic to all wisdom. Knowing God results in every other kind of understanding.
These are the Proverbs of King Solomon.
Sunday, September 7, 2008
Carpet Baggers and Skaliwags
A lot of homeowners unfortunately got caught up in the refinance Option A.R.M. cunundrum. The mortgage payment became more than the homeowner could afford to pay and their home went into foreclosure and the home was lost. A lot of people across America have lost their property due to this. The government is now trying to work with the banks and mortgage holders to help homeowners so these foreclosures can stop. Reverse mortgage and modification are a couple solutions to the problem. Modification would involve re-instating the loan before the refinance or cost of mortgage rose before the Option A.R.M. kicked in.
There are unscrupulous people out there that are charging for this service. One such company approached me to refinance my property with an Option A.R.M. with a proposition to modify my loan at a cost of $3,500. The name of the company is 1st Financial Lending Group. I spoke with Mr. Jim Powell and Mr. Tom Pfirrman (supervisor). Both of these gentlemen said they could modify my home loan to the price it was before I refinanced for a cost of $3,500.
I attended a workshop for homeowners presented by HUD, during this workshop the presenter, Mr. Justin Jackson stipulated this was a free service. Mr. Jackson is a homewonership counselor for South Bay Neighbor Work Home Ownership Center - (310) 514-9444. Website : www.lanhs.org . I telephoned the center and told them about the conversation between 1st Financial Lending Group's representatives and myself. A Mr. George at the center informed me that loan modification is free fo charge. The next day a Mr. Wayne Madera called me from the center to inform me that anyone asking for any money to modify a loan is truly bogus. The United States government HUD, Housing Urban Development is behind this program to make sure homeowners in trouble of
foreclosure get help free of charge.
After the Civil War, the war between the states and during the Reconstruction of the Southern states, opportunists known as the Carpet Baggers and Skaliwags flooded the South to take advantage of a very bad situation, however there is free help to anyone facing foreclosure. Please contact: Consumer Credit Counseling Service
800-254-2227 or 404-527-7630 or www. cccsatl.org if you are unable to make mortgage payments or if you are experiencing other financial challenges please call toll free (866) 616-3716. At a time like this we should all pull together to help each other. Yes, we are our brother's keeper. God forbid that anyone of us take advantage of these people that are going through foreclosure horrors. The Los Angeles Neighborhood Housing Services - LANHS - have been in business 25 years building neighborhoods one family at a time. If you are in the LA area please call
(888) 895-2647 Center for Foreclosure Solutions. Keep the faith and may our Lord God Bless us one and all...
If you have any questions or comments please contact me.
There are unscrupulous people out there that are charging for this service. One such company approached me to refinance my property with an Option A.R.M. with a proposition to modify my loan at a cost of $3,500. The name of the company is 1st Financial Lending Group. I spoke with Mr. Jim Powell and Mr. Tom Pfirrman (supervisor). Both of these gentlemen said they could modify my home loan to the price it was before I refinanced for a cost of $3,500.
I attended a workshop for homeowners presented by HUD, during this workshop the presenter, Mr. Justin Jackson stipulated this was a free service. Mr. Jackson is a homewonership counselor for South Bay Neighbor Work Home Ownership Center - (310) 514-9444. Website : www.lanhs.org . I telephoned the center and told them about the conversation between 1st Financial Lending Group's representatives and myself. A Mr. George at the center informed me that loan modification is free fo charge. The next day a Mr. Wayne Madera called me from the center to inform me that anyone asking for any money to modify a loan is truly bogus. The United States government HUD, Housing Urban Development is behind this program to make sure homeowners in trouble of
foreclosure get help free of charge.
After the Civil War, the war between the states and during the Reconstruction of the Southern states, opportunists known as the Carpet Baggers and Skaliwags flooded the South to take advantage of a very bad situation, however there is free help to anyone facing foreclosure. Please contact: Consumer Credit Counseling Service
800-254-2227 or 404-527-7630 or www. cccsatl.org if you are unable to make mortgage payments or if you are experiencing other financial challenges please call toll free (866) 616-3716. At a time like this we should all pull together to help each other. Yes, we are our brother's keeper. God forbid that anyone of us take advantage of these people that are going through foreclosure horrors. The Los Angeles Neighborhood Housing Services - LANHS - have been in business 25 years building neighborhoods one family at a time. If you are in the LA area please call
(888) 895-2647 Center for Foreclosure Solutions. Keep the faith and may our Lord God Bless us one and all...
If you have any questions or comments please contact me.
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